WIZZ Credit Card
WIZZ Credit Card Hungary
Shop with Wizz Air Credit Card and each forint you spend will take you closer to your destination!
If you shop with your Wizz Air Credit Card issued by Erste Bank Hungary you receive points. You may redeem and use the collected points for buying air tickets and other services (airport fee, luggage fee, etc.) at Wizz Air.
Why to apply for a Wizz Air Credit Card?
Because the Wizz Air Credit Card gives you freedom to buy
A customized credit line granted by Erste Bank Hungary is connected to the Wizz Air Credit Card that you can use at any time for any purpose by the help of the card and make payments afterwards:
daily shopping in supermarkets, clothing shops, DIY stores, drug stores, fuel stations, restaurants and in any shop where MasterCards are accepted.
- purchase of Wizz Air air ticket and other Wizz Air services,
purchase of expensive consumption goods.
Because you can use the Wizz Air Credit Card all over the world
The Wizz Air Credit Card is an embossed card that you can use for free-of-charge purchases in Hungary and abroad everywhere where MasterCard cards are accepted. Wizz Air Credit Card can be of use to you abroad: it is ideal when you rent a car or pay for hotel. You can subsequently settle your foreign expenditures in Hungary in forint. Your credit line is replenished with the repaid amounts and you can use it repeatedly.
Because you can withdraw cash at any time
The Wizz Air Credit Card is mainly intended for purchases but it can be used for cash withdrawal too. You can withdraw cash from several thousands of ATMs in Hungary and several hundred thousands of ATMs all over the world1.
1 The bank charges fee on cash withdrawal with credit card according to the actual Public Notes and interest is also charged and calculated from the day of transaction.
Because the Wizz Air Credit Card is more than a usual credit card
- You collect points upon all purchases: anywhere you do shopping (in supermarkets, at fuel stations, etc.) you receive points on purchase. You only need to settle the invoice of the purchase with Wizz Air Credit Card!
2 points are credited to your point collection account on each 100 forints you spent on purchase.
If you buy Wizz Air services (e.g. air ticket, luggage fees, etc.) with your Wizz Air Credit Card on Wizz Air’s home page (wizzair.com) or via hot-line customer support, 4 points will be credited to your account on each 100 forints you spent.
Moreover if you apply for Wizz Air Credit Card main card from 18 April 2014 and your application is approved by the bank, we contribute to your next flight with 10 000 HUF in the form of crediting you with 10 000 welcome points.
2 Welcome points are credited on the point collection account linked to the Wizz Air Credit Card on the day of the opening of the credit card account. In case of applying for supplementary card the bank doesn’t provide welcome points. Additional provisions for the welcome points – for the case of the cancellation of the credit card account – are included in the Point Collection Terms&Conditions
The primary card holder may redeem and use the collected points for Wizz Air services.
- It is an important advantage of the Wizz Air Credit Card that the collected points can be used for other Wizz Air services (e.g. airport fee, luggage fees) in addition to buying air ticket. All kinds of Wizz Air services can be paid by the collected points that can be bought on Wizz Air’s home page (wizzair.com) or upon reservation through the hot-line service.
In addition, you need not collect as many points as necessary to buy an air ticket. Partial amount can also be paid by the points collected.
Each point collected has an equivalent forint value, i.e. 1 point = 1 forint.
The points that can actually be collected as well as the details of point collection and redeeming rules are included in the Point Collection Conditions.
The example below shows how quickly you can fly with Wizz Air if you use your Wizz Air Credit Card for purchase
Total value of purchases with credit card in 1 month Number of points collected in the first 12 months (= forint value)
|Total value of purchases with credit card in 1 month||Number of points collected in the first 12 months (= forint value)|
|30 000 forint||17 200|
|50 000 forint||22 000|
|70 000 forint||26 800|
|90 000 forint||31 600|
The points in the above table were calculated under the assumption that
the card holder used the card for purchase each month in the value listed in the first column,
the main card holder was credited with 10 000 welcome points.
no Wizz Air services were bought. If you also buy Wizz Air services with card, the new fly can be reached in a much easier way.
The primary card holder may view the collected points on the monthly credit card statement or via Erste NetBank.
Because it is worth applying for Wizz Air Credit Card just now!
- In addition, if you apply for a Wizz Air Credit Card you will get 1 year Wizz Discount Club membership for free which offers guaranteed HUF 2.900 discount on all the flight tickets above HUF 2.990. The free membership will be prolonged as long as the Wizz Air Credit Card is active.
APR (Annual Percentage Rate): 40,10%.
The Annual Percentage Rate (APR) was determined according to the actual conditions and in compliance with the relevant mandatory rules; changes in the conditions may result in changes in the value of APR. The APR does not reflect the loan’s interest risk.
Because it is your flexible partner in financial issues
An account statement is prepared on the details of your debt on the same day of each month, on the billing day. Your payments have to be credited on your credit card within the 15-day grace period after this date.
You may repay your debt in instalments or in one sum. If you choose instalment repayment, it is enough to repay the minimum amount indicated in the account statement till the due date of payment and you can freely decide on the repayment schedule of the remaining amount. In this case you have to pay interest determined in the Public Notes. The amount of the loan interest is calculated on the period from the transaction’s debit day to the date of repayment.
If you decide to repay the full amount of the debt existed on the monthly billing day within 15 calendar days, the bank does not charge interest on your purchases in the period between the monthly settlement day and the settlement day in the previous month.
3The 10th day of each month is the billing day. If this falls on holiday, the first day thereafter is the billing day. The full debt is the sum of principal amounts of purchases and cash withdrawals, the interests, default interests and fees.
Because you may use the TeleBank services free of charge
In this case the bank (among others)
sends an SMS on the repaid instalments on the settlement day and
sends an SMS on the transactions (e.g. purchase, cash withdrawal from ATM, etc.).
Because you can travel more safely with Wizz Air Credit Card
Accident, health and luggage insurance as well as assistance service is connected free of charge to your Wizz Air Credit Card for your foreign trips.
Because you can apply for 4 supplementary cards to your primary card
You can share the advantages of the Wizz Air Credit Card and the freedom of purchases with your family members and relatives; points will also be credited to the primary card holder on the purchases of the supplementary card holders. The primary card holder and the supplementary card holder use the same credit line.
Amount of the credit line that can be used:
Minimum: 120 000 HUF
Maximum: 1 000 000 HUF, but it cannot be more than the triple the average of the monthly net income.
In the framework of credit evaluation, the bank determines the maximum of the credit line; you can freely choose your own credit line within this maximum value.
Who can apply for Wizz Air Credit Card?
a) private individual over 18 at the time of the application,
b) has domicile in Hungary,
c) is resident private individual who
d) has had a retail account kept at least for 2 months with a bank acting in the territory of Hungary and
e) has at least 6-month permanent employment relationship with a company registered in Hungary,
f) has at least net 61 000 HUF regular and certified income per month deriving from pension or employment, and
g) has his/her own telephone (mobile or fixed line telephone registered at the address or place of abode of the applicant), meets the requirements of the bank’s credit evaluation and has the necessary documents.
*Those private individuals who are over age 18 but under 23 can apply for the Wizz Air Credit Card if they have a retail current account with Erste Bank Hungary and a salary payment has arrived to this account prior the application.
Erste Bank Hungary evaluates the credit card application in all cases; thus, you may be entitled to use Wizz Air Credit Card subsequent to credit evaluation. In case your application was refused during the credit evaluation process, we offer a Wizz Air debit card to you which is connected to a retail bank account kept with Erste Bank Hungary.
The following documents are necessary to apply for Wizz Air Credit Card:
credit card application form 4 filled in,
personal id. card and address card,
the last monthly public utility invoice 5 and the document of the settlement thereof,
the last two account statements of a retail account kept with another bank.
Please bring the following additional documents with you.
If your are an employee:
If your are a pensioner:
pension slip or bank account statement of the last month 6
If you are a private entrepreneur:
NAV income statement for the last closed year.
If income (deriving from employment relationship or pension) has been regularly and permanently credited to your retail account kept with Erste Bank at least for 6 months, you can apply for Wizz Air Credit Card with your personal identification documents and by filling in the Wizz Air Credit Card application form and a statement on your income.
You may submit your application at any Erste Bank Hungary branch.
This information is not complete and does not mean an official offer. Detailed conditions and the general terms of the contract are included in the relevant Public Notes of Erste Bank Hungary and in the actual document "Retail Credit Cards Terms and Conditions". These documents can be found in Erste Bank Hungary branches and on the bank’s home page: www.erstebank.hu
4 You can take over the credit card application and employment certificate form personally at the bank branches or they can be found on Erste Bank’s home page: www.erstebank.hu
5 Fixed line telephone, mobile phone with monthly fee, water, gas, district-heating, electricity, internet or television service.
6 In case your pension is not credited to Erste bank account.
You get points.
We know that you like to travel!
How about if we tell you that you could fly for free next time?
With the new WIZZ Bancpost credit card
you can fly more often and cheaper, because everything you buy with the card turns into points which you then use
to get free services and flights from wizzair.com as well as many other benefits:
• Points on the card = credit in your Wizz account: every purchase you make with the card awards you points that you can transform into credit in your account on wizzair.com through the unique loyalty program
• Free WIZZ Discount Club membership: you get
free access into the club and you’re guaranteed a
45 lei discount* on every Wizz Air flight for you as well as your companions.
*Complete details for the WIZZ Discount Club can be found on wizzair.com
• 2.500 annual gift in bonus points: you get a bonus on your first purchase on wizzair.com, each year
• Up to 25% discount when shopping at selected merchants through the MasterCard® Elite
• Unlimited and free access to MasterCard Business Lounge in Henri Coanda Airport
• SMS Alerts: you’ll receive, for free, a SMS on your mobile phone for every POS purchase above 100 Lei
• Electronic statement sent each month to your e-mail address and a minimum amount due of only 3.5%
A resource of money always available for your important purchases in stores or online, in installments or full payment
• 0% fee and 55 days grace period for every POS purchase you make with your card
• Various methods of repayment: non-stop cash deposit at any Bancpost payments express, direct debit from your current account
opened at Bancpost, bank transfer from any current account at any bank
and take off!
Benefits when shopping
1 Leu paid on wizzair.com
= 4 points
1 Leu paid anywhere else
= 2 points
Up to 25% discounts at selected merchants through the MasterCard® Elite program
Interest Free Installments
Wizz Air benefits
Free access into the WIZZ Discount Club and 45 Lei discount on each flight
25 Lei bonus every year on the first purchase on wizzair.com from that year
Credit in your WIZZ account by converting the points accumulated while shopping on in your WIZZ Bancpost credit card
Do you want the WIZZ Bancpost card?
Apply below and take it with you when shopping, everyday! You only need an income certificate
signed and stamped and your ID.
In addition, the WIZZ Bancpost credit card does not involve opening an account in Bancpost,
so you don’t need to change your bank you’re work at this moment.
Every time you pay with your card you get points that turn into credit in your wizzair.com account.
Use the credit to purchase free or discounted tickets and services on wizzair.com during the booking process
(exception: renting car services).
and take off!
DAE for a WIZZ Bancpost World MasterCard credit card is 31.45% per year, for a total amount of credit of 5.367 Lei,
calculated over a period of one year, considering the variable interest rate for purchases of 26% per year,
issuing fee 0 Lei and annual management fee of 45 Lei. The total amount payable is 6.198 Lei
WIZZ Bancpost card is a Bancpost S.A. product. All details available on www.bancpost.ro For complete terms and conditions regarding
„Shop&Travel” program please access www.bancpost.ro
Use your WIZZ Bancpost credit card even when travelling and you accumulate points for your next free flight!
WIZZ Bancpost credit card benefits
How does the „SHOP&TRAVEL”
Through the „Shop & Travel” loyalty
program, if you follow the 3 simple steps
described below you earn points that
turn into credit directly
into wizzair.com account.
You get points for every transaction
made with your card every time you go
shopping, in stores or even online.
Take your new WIZZ Bancpost credit card and use it for your everyday shopping:
Accumulate at least 2,000 points, call Customer Service Bancpost (021 308 45 57 – normal charges apply) and transform them into credit
on your wizzair.com account.
Use the earned credit to buy anything you want on wizzair.com:
• Baggage charge
• Priority boarding services
• And any other Wizz Air service bought during the booking process, except renting car services.
You can find out at any time how many points you have accumulated and how much you can immediately convert into credit into your wizzair.com account
by electronic account statement or by calling Customer Service Bancpost (tel: 021 308 45 57).
and take off!
And the benefits keep on adding!
Free access in WIZZ Discount Club:
With your new WIZZ Bancpost credit card you benefit from free access to the WIZZ Discount Club program, which guarantees you a 45 discount*
per person for tickets purchased for each flight segment.
*For complete terms and conditions of the program WIZZ Discount Club visit:
WIZZ Discount Club:
In addition, every year, your first purchase on wizzair.com will earn you a bonus of 2.500!
Discounts through the MasterCard® Elite program:: with your new WIZZ Bancpost credit card you receive up to 25%
discounts at selected merchants.
More details about the program can be found at www.mastercard.ro/premiumUnlimited and free access to MasterCard Business Lounge in Henri Coanda Airport.
With a surface of over 3650 square meters, MasterCard Business Lounge is an elegant space in which your waiting transforms in a relaxing moment.
Here you will be able to enjoy snacks, soft and alcoholic drinks in an exclusive atmosphere. With WIZZ MasterCard credit card from Bancpost you
will enjoy also free access to business lounges in Vienna airports (Sky and Jet Lounges).
` Interest free installments: you can buy in 3 to 6 installments with 0 interest at over 2.000 merchant locations across the country.
Other benefits of the WIZZ Bancpost credit card
SMS Alerts: you receive for free alerts by SMS for every POS purchase above 100 Lei. If you want to stop this service you can call Customer Service Bancpost at 021 308 45 57.
Electronic statement: you’ll the monthly statement of the card directly on your e-mail address where you will have detailed information about all transactions in the previous month.
Buy now with 0% commission and pay later: you benefit from the grace period of up to 55 days for all purchases made with your card and repaid in full. In addition there are no hidden fees associated to POS payments!
Fraud prevention warning: for your security, all transactions are monitored based on your individual payment history. If we notice any suspicious transaction we’ll contact you by telephone to confirm the transaction in question.
Only 3.5% monthly payment - enjoy the financial flexibility offered by the credit limit and you can choose the amount to be repaid monthly, between the minimum requested payment of 3.5% from the used amount and the total used amount.
Automatic direct debit: you can benefit from a seamless experience with the new direct debit facility from Bancpost.
At every monthly due date the payment is made automatically from your current account opened at Bancpost. This service can be activated by calling
Customer Service at 021.308.45.57.
Easy to use, easy to repay – pyou’ll benefit from the most accessible payment methods: non-stop cash deposit at any
Bancpost Payments Express, direct debit, from any current account opened at any bank.
Where can you pay with the WIZZ Bancpost credit card? TOP
ANYWHERE you see the MasterCard® logo, in stores or on shopping websites! Accepted in over 24 million merchant locations worldwide,
the WIZZ Bancpost card will allow you to shop in stores in various fields: supermarkets, clothing, electronics, tourism agencies, hotels, beauty centers, gas stations, furniture etc.